For vendor sales teams and analysts

Quote the filing on the first call.

A rep who can cite the consent order, name the new Chief Risk Officer, and reference the Call Report in the first thirty seconds is observing, not pitching.

One record, three readers

The same cited record, read for different reasons.

Everyone who watches U.S. financial institutions is working from the same public filings. Tellsign reads them once, every morning, and hands each reader the part they came for.

You run one

The executive

CEO, CFO, CRO, board member at a bank or credit union

Every executive watches the bank across the street.

A competitor takes a consent order. A peer's loss provision doubles. A rival's capital thins for the third quarter running. It leads your morning, on your phone, with the filing behind it. On a quiet day it says so, and shows you what it checked.

What does everybody else do? 29 peer groups matched on business model and size, percentiles on every measure, each row in plain words. Set your cohort once: charter, asset band, region, the six you actually watch.

What you open it for
What is happening to my competitors, and what changed since I last looked.
You sell to them

The vendor sales team

Account executives and revenue leaders at fintech and bank-technology companies

Quote the filing on the first call.

A rep who can cite the consent order, name the new Chief Risk Officer, and reference the Call Report in the first thirty seconds is observing, not pitching. The briefing pack arrives already built, with every claim linked to its source.

Hunting ten prospects you have never called, or farming the seven accounts you own and everyone they compete with: both read from the same record. Push it to Salesforce or HubSpot at Wire. Brief is yours, on your own card, and it moves with you.

What you open it for
Who has a reason to buy this quarter, and the document to say so.
You study them

The analyst

FI investment banking, regulatory advisory, counsel, funds with a financial-institutions vertical

A screen you can defend, row by row.

Ten thousand institutions with a published methodology under every number. Custom universes matched to your target list, white-labeled briefing packs, and an API when the model needs the feed rather than the page.

Every figure reproduces from the source record, so it survives the diligence read.

What you open it for
A defensible screen, and the citation for every row.

From the record · three institutions, three lessons

What the public record looks like when you read all of it.

Three real institutions, each read straight from Tellsign's production record. Every line below links to the filing it came from, and every score carries the date it was computed.

The runwaySt. Petersburg, FL · $1.14B

BayFirst Financial Corp.

FDIC cert 34997 · Bank holding company

On July 15, 2026 the company announced it would restate 2024, 2025, and the first quarter of 2026. The record had been talking for five months.

On July 1, two weeks before the announcement, Tellsign had BayFirst at 76, High, on 28 dated signals.

76
High
44 SIGNALS · RECOMPUTED SEP 30, 2026
Every item is a public document. Nothing here predicts an outcome.
The contextSt. Petersburg, FL · $45.6B

Raymond James Bank

FDIC cert 33893 · Owned by a brokerage firm

Two screening thresholds tripped in the June 30 Call Report. The same filing explains both.

A threshold by itself is noise. The record beside it is the reading. Tellsign fires the threshold and shows the context on the same page.

37
Watch
13 SIGNALS · RECOMPUTED SEP 27, 2026
Worth a look. Read in context. That is the whole point of the score.
The patternElizabeth, NJ · $1.48B

Union County Savings Bank

FDIC cert 12013 · State savings bank

One consent order is an event. Three across four years is a pattern, and the financials now read the same way.

Each order is an official document, not a projection. Click any of the three and read what the regulator wrote.

76
High
23 SIGNALS · RECOMPUTED SEP 27, 2026
Confirmed and Financial lenses, firing together. The pairing that dominates the record.

Figures quoted exactly as the filings and Tellsign's production record state them, with each score's own recompute date. Indicator only. Not a regulatory rating, financial-condition determination, or legal opinion.


The automated workflow

A public filing goes in. Cited intelligence comes out.

It runs every morning without an analyst in the loop, and every step can be audited from the reader's chair. When the June 30 Call Report published in late August, Tellsign read all 4,276 banks and rescored them the same morning.

Runs every morning · recomputed every three hours
Public record
31 sources
EDGAR · FDIC · OCC · Federal Reserve
CFPB · NCUA · FinCEN · FTC
state regulators · state attorneys general
Six lenses
CDF
LOU
Score and rank
0 to 100
Distress Index, published math
29 peer groups, percentiles on every measure
Where it lands
Attention feedon sign-in, phone first
Case fileone page per institution
Briefing packcited PDF, one tap
CRM pushSalesforce · HubSpot · Wire
Source · excerpt · timestamp on every signal. Nothing renders without all three.
Brief
$25 a month

One reader, on your own card. What moved in your market each time you sign in, a case file on every U.S. bank and credit union, and a weekly cited digest.

Wire
For a team

Everything in Brief, with daily and real-time alerts and seats for the whole team.

Ask for pricing
Bureau
For an organization

A custom universe matched to your own list, white-labeled briefing packs, and an analyst on call.

Ask for pricing

Ten thousand institutions. Every claim cited. One public methodology.